Specialty loan programs

Specialty loan programs are designed to support eligible homebuyers through program-specific guidelines, alternative qualification options, and, in some cases, homebuyer assistance.

Legacy Mortgage is a trusted provider of mortgage services, committed to helping our clients achieve their dreams of home ownership. We believe that communication is key, which is why we keep our clients updated every step of the way.

Specialty loan programs

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MSHDA DPA Program (FHA & Conv)

MSHDA loans help eligible Michigan buyers achieve homeownership by providing affordable financing with down payment assistance.
Up to $10,000 Down Payment Assistance
Deferred Payment and Interest Free
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Advanced Medical Program

As a way to say thank you for your service, Consumers is now offering special mortgage deals for our members who work in the medical field! Eligible members include full-time MDs, DOs, PAs, NPs, CRNAs and DMDs.
No PMI & 0% down payment up to $750k / No PMI & 5% down for loans over $750k
Student loans payments excluded
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100% LTV Program

Make your dream home a reality! 100% LTV loans are perfect for first-time home buyers or those wanting to keep some money in their pockets for new furniture, paint, or just a rainy day!
Up to 100% Loan-To-Value
No PMI
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Recreational Land Program

If you’re looking to purchase more than 40 acres but no more than 100 acres for recreational use with no intent to build, this loan option maybe for you. It requires 25%* down and is fully amortized over 30 years.
75% LTV for loan up to $500k
Purchase or rate/term finance
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We’re here to help

Tell us a little about what you’re looking for, and we’ll help you find the right loan solution. From your first inquiry to closing day, we’re committed to making the process simple and stress-free.
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