Meet our experienced loan officers

Hi! I am Thelma Cary-Rossbach and I am a loan officer with Legacy Mortgage! I am married to my junior high sweetheart and we have two beautiful children. I can’t leave out my little buddy Charlie-he is a sassy little Shih-tzu! In my free time, I enjoy spending time with my family whether it be on the lake for the day, riding the trails in Northern Michigan, crafting or playing some slots at the casino! I have been in the real estate/mortgage industry for approximately 25 years. I started as a Realtor back in 1998 and teamed up with my mother. I went from being a Realtor to a Real Estate Broker in 2013(4th generation). In early 2020, I decided to take the leap and move over to the mortgage side. I have always had a passion for numbers. Although I absolutely loved being on the real estate side, I can honestly say moving over was the best decision I could have made for myself and my family. I have a strong passion for what I do! My clients and their “needs/goals” are always at the forefront. I feel I bring something “unique” to the table that others do not…that is having the experience on both sides of your transaction. I enjoy helping people achieve their dream of home ownership. I feel confident and love what I do, because I am good at what I do. I will always have your best interests at heart in order to assist you in making and informed decision.

After 20 years in automotive engineering, I learned that the difference between a smooth ride and a major breakdown comes down to precision, problem-solving, and attention to detail. Today, I bring that same mindset to the mortgage world. I’ve spent decades optimizing performance, analyzing systems, and navigating complex specifications, so transitioning from blueprints to underwriting guidelines felt like a natural fit (although mortgage guidelines might actually be more complicated). Now, instead of helping vehicles perform at their best, I help people navigate one of the biggest financial decisions of their lives with confidence and clarity. Whether you’re buying your first home, upgrading to your dream home, or refinancing for a better financial future, I’m here to help make the process smooth, efficient, and stress-free. Think of me as your mortgage engineer, focused on building solid financing solutions with no design flaws and no unnecessary detours. Let’s get you in the driver’s seat of your next home.

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As a loan officer with Legacy Mortgage I am dedicated to customersatisfaction and understand the time sensitive nature of the loan process. I am here to advocate for you with open communication to ensure you find the best possible loan option to purchase your dream home! I am passionate about building strong client relationships with trust and transparency to find exactly what is right for you! As a loan officer I believe excellentcustomer service is a standard not a goal, I will be there to support you every step of the way! I look forwardto the opportunityto work with you, please don't hesitate to contact me today!